Follow these rules.
Save smart. Live better.
Money plays an important role in each one’s life.
Smart financial management will help you lead a secure life in a long run.
Don’t wait for a lump sum amount to start a savings account. You can save money
in small simple ways, here’s how:
1. Shopping list and credit
cards: Are you
in love with shopping? Then you should definitely make a checklist before you
enter a shopping mall. Experts claim that when people shop with credit cards
and gift certificates, they are more likely to make impulse purchases on luxury
items. Avoid paying by credit cards as much as you can.
2. Reward points: Shopping stores and websites offer you reward
points on purchasing luxury products. Don’t forget to claim these reward
points. Remember to check for points when you make your next purchase.
3. Fitness: Instead of spending a lump sum amount on a gym
membership, it’s always better to exercise and go for walks. Consider joining a
fitness regime that you can learn from in a month and continue the regime at
home. You could save 11 months of gym fee.
4. Events: You will be surprised to
find out that there are a lot of activities you can engage in without having to
pay money. You should find out information about groups who get together for
cultural events or outdoor adventures. For example, you don’t need to pay
someone to plan a hiking trip, just discover a group that goes regularly and be
inspired.
5.The 10-rupee note: Apart from all your saving plans and investment
habits, try saving a 10-rupee on a daily basis. It can work as an
emergency fund by the end of every year. If you are comfortable saving a bigger
denomination daily, save big and strengthen your financial status.
courtsey: msn
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